We completely rebuilt the rear brakes including new drums, shows, springs and cylinders before we began the Odyssey.I think the amount of stupid is proportional to how well it stops when you jam on the brakes. When I was mildly overloaded, my braking performance was surprisingly bad so I gave myself a medium stupid for that.
It now has a warped front rotor so we get the "chug chug chug" brake effect at low speeds. However, I don't think I've ever driven a big old truck that didn't do that.
Had a semi whip out from an exit he accidentally took crossing right in front of me once, I was looking at the side of his trailer head on. Was in the rain just outside Cincinnati. Antilock kicked in. Wasn't great for my heart for my heart rate, but we had good brakes and were ok.